Bitákura Finance

Conversational personal finance

Tell it what you spent. It keeps the books.

Bitákura Finance connects to ChatGPT and other MCP-compatible assistants. Say or type what happened, send a photo of a receipt, and your accounts, categories and balances stay organized, without another app to maintain.

Get startedSee it work

No bank connections. You stay in control of every entry.

See what a conversation turns into

Pick an example. The left side is what you say; the right side is the structured record Bitákura stores, so you can ask about it later.

A sentence is enough

  1. YouSpent 180 on tacos, paid with the Visa.
  2. AssistantLogged as Food on your Visa. Your Visa balance is now $4,310.00 MXN.

Saved in Bitákura

Expense

Amount
$180.00 MXN
Account
Visa credit card
Category
Food
Date
Today, 2:14 pm

It picks the account and category from the ones you already have, and says when it had to assume.

Snap the receipt, say how you tip

  1. Youreceipt.jpgLog this. I always tip 15%.
  2. AssistantRead 5 items, subtotal $1,000.00. With your 15% tip the total is $1,150.00. Logged to Restaurants.

Saved in Bitákura

Expense

Amount
$1,150.00 MXN (tip $150.00)
Category
Restaurants
Account
Debit card
Note
2 pasta, 1 tiramisu, 2 sparkling water

Your assistant reads the photo. Bitákura stores the total and the item list you approve.

Bring your history from another app

  1. Youold-app-export.csvHere is the CSV export from my old budgeting app. Import it.
  2. AssistantRead 482 rows from January to October. I matched them to your 6 accounts. "Groceries" is a new category and 3 rows have no account. Create the category and put those rows in Cash?
  3. YouYes.
  4. AssistantImported 482 transactions in 5 batches. Every row was checked and none failed.

Saved in Bitákura

Import

Source file
old-app-export.csv
Transactions imported
482
Accounts matched
6
New category
Groceries

Your assistant maps the columns and asks about anything unclear. Rows with a stable ID in your file are never imported twice.

Keep what you paid and what it cost you

  1. YouPaid 42 USD for the hotel booking with my MXN card.
  2. AssistantSaved 42.00 USD. Estimated charge to your card: about $780 MXN. You can correct it when the statement arrives.
  3. YouThe statement says 801.40.
  4. AssistantCorrected to $801.40 MXN. The original 42.00 USD is kept.

Saved in Bitákura

Expense, corrected

Paid
42.00 USD
Charged to account
$801.40 MXN
Was estimated at
$780.00 MXN
Account
MXN debit card

The estimate is marked as an estimate until you confirm the real amount.

Spread a purchase over months

  1. YouBought a laptop for 12,000 on my credit card, 12 months interest-free.
  2. AssistantCreated a 12-payment plan of $1,000.00 on your credit card. The full amount counts as card debt now.

Saved in Bitákura

Installment plan

Purchase
$12,000.00 MXN
Payments
12 × $1,000.00
Account
Credit card
Interest
None

Credit cards are tracked as debt, so paying the card is a transfer, not a second expense.

Set it once, stop retyping it

  1. YouNetflix is 219 every month on the 5th, on my Visa.
  2. AssistantSet up a monthly payment of $219.00 on your Visa. The next one is on the 5th.

Saved in Bitákura

Recurring payment

Amount
$219.00 MXN
Repeats
Monthly, on the 5th
Account
Visa credit card
Category
Subscriptions

Change or stop it at any time by telling your assistant.

Split a bill without a spreadsheet

  1. YouDinner was 1,200. I paid, split equally with Ana and Luis.
  2. AssistantYour share is $400.00. Ana and Luis each owe you $400.00. I'll keep that balance until they pay you back.

Saved in Bitákura

Shared expense

Total paid
$1,200.00 MXN
Your share
$400.00
Ana owes you
$400.00
Luis owes you
$400.00

Only your share counts as your spending. What others owe you is tracked separately.

Know where you stand

  1. YouI hold 10 shares of NVDA. Today's price is 140 USD.
  2. AssistantPrice saved. Want a net-worth snapshot with that price?
  3. YouYes.
  4. AssistantSnapshot saved: net worth $182,400 MXN. One account has no balance yet, so it is marked incomplete.

Saved in Bitákura

Net-worth snapshot

Net worth
$182,400.00 MXN
NVDA price (you entered)
140.00 USD
Status
Incomplete: 1 account missing
As of
Today

Prices are the ones you give it. Bitákura never invents a value to make a total look complete.

Track what you are saving for

  1. YouI want to save 50,000 for a trip by December.
  2. AssistantGoal created. You have $18,500 in your savings account, which is 37% of the way there.

Saved in Bitákura

Savings goal

Target
$50,000.00 MXN
Saved so far
$18,500.00 (37%)
Deadline
December
Linked account
Savings

Progress comes from the account balance, so you do not log it twice.

Simulated example with sample data

Everything a personal ledger needs

The structure of an accounting app, with the ease of a conversation.

  • Accounts and credit cards

    Cash, banks, cards and loans as separate ledgers. Cards track what you owe.

  • Income, expenses and transfers

    Moving money between your accounts is never counted as spending.

  • Your categories

    Private categories with aliases in English and Spanish. It reuses yours instead of inventing new ones.

  • Several currencies

    Keep the original amount and what your account was charged, and correct estimates later.

  • Installments and budgets

    Plan purchases over months and set monthly limits overall or by category.

  • Shared expenses

    Split bills with friends, track who owes what, and keep group trips together.

  • Portfolio and net worth

    Record holdings and the prices you provide, then save snapshots over time.

  • Savings goals

    Link accounts to a target and a date and see your progress.

  • Recurring payments

    Subscriptions and bills you set once and stop retyping every month.

  • Reports on demand

    Ask for spending by category, balances over time, debts and what changed.

  • Export your data

    Download your records whenever you want. They stay yours.

  • Import your history

    Give your assistant a CSV or statement export from another app and it brings the records in.

Connect once, then just talk

Three steps. No spreadsheets, no bank passwords.

  1. Connect your assistant

    Add Bitákura Finance to ChatGPT or another MCP-compatible assistant.

  2. Sign in with your email

    You confirm a one-time code we email you. No password to remember.

  3. Start talking

    Say what happened, send a receipt, or ask for balances, reports and net worth.

Honest about what it is

A private ledger that you keep by conversation, not a bank integration.

What it does

  • Stores the structured facts you tell it, per account and currency
  • Answers questions about balances, spending, debts and net worth
  • Keeps corrections explicit so history stays explainable
  • Repeats the payments you set up, such as subscriptions and bills
  • Exports your records whenever you ask
  • Imports your history from a CSV or statement export you provide

What it does not do

  • Connect to your bank or import statements automatically
  • Refresh market prices; it uses the prices you enter
  • Give financial or investment advice

Simple pricing

We are in early access.

Early access

Free

Everything described on this page, while we finish the product.

  • All finance features
  • English and Spanish
  • Pricing will be announced here before any billing starts
Get started

Questions

Do I need ChatGPT?

ChatGPT is the easiest way to start, but Bitákura Finance works with any assistant that supports the open MCP standard.

Does it connect to my bank?

No. You tell your assistant what happened and Bitákura records it. That keeps you in control and means we never ask for bank credentials.

What does Bitákura store?

Only the structured records needed to answer you, such as amounts, accounts, categories and notes. It does not store your chats, prompts or model responses.

Can I use several currencies?

Yes. Each account can hold several currencies, and foreign purchases keep the original amount next to what your account was charged.

Where do the market prices come from?

From you. Bitákura does not refresh prices on its own, and snapshots are marked incomplete instead of guessing a missing value.

Is this financial advice?

No. Bitákura records and summarizes what you tell it. It does not recommend investments or predict returns.

Can I export or delete my data?

You can download your Finance records as JSON or request account deletion from your signed-in account. Deletion can be canceled for 48 hours, then active account records are scheduled for erasure within seven days of the request.

Can I import data from another app?

Yes. Give your assistant a CSV or statement export. It maps the columns to your accounts and categories, asks about anything unclear, and imports in batches while checking every row.

Ready to stop maintaining a spreadsheet?

Connect your assistant and log your first expense in under a minute.

Get started