Terms of service

1. Operator and acceptance

Service operator: [INSERT full legal name and legal form]. Notice address: [INSERT complete address]. Support and legal contact: [INSERT monitored contact]. These terms are not effective until the responsible party approves them and presents a valid acceptance flow.

The current email sign-in creates or opens an account but does not record acceptance of these draft terms. Linking to a review draft is not agreement. Add an owner-approved, accessible acceptance step and record the accepted document version before relying on these terms.

2. The service

Bitákura provides one account for Finance, Nutrition, Fitness, and Life. You can connect compatible third-party assistants to create and query structured records. Each product has a separate data namespace under the shared account. Features, availability, and supported products may change during early access.

The public offering is in free early access. Checkout and a payment provider are not currently configured. No Bitákura subscription is being sold through this service today.

3. Your account and use

Use an email address you control, protect access to your mailbox and devices, keep your assistant connections secure, and tell us promptly through the approved channel if you suspect unauthorized access. You are responsible for reviewing an assistant's actions and the records it submits. Disconnect an assistant from your account when you no longer want it to access your data.

Do not misuse the service, attempt to access another person's records, interfere with security, or submit information you lack authority to provide. Rules for shared-expense participants and other people named in records require additional counsel review.

4. Your records and exports

You retain whatever rights you have in the information you submit. You authorize Bitákura to host, organize, calculate, back up when enabled, and return that information solely as needed to provide and secure the service and comply with law. This draft does not transfer ownership of your records to Bitákura.

An authenticated website session can download a versioned JSON export of the Finance records owned by that account. The export is served with no-store caching controls. The current self-service export covers Finance; it is not an export of another user's records or a guarantee that every data category in every product is included.

5. Third-party assistants and services

ChatGPT and other compatible assistants are separate services operated under their providers' own terms, privacy notices, and settings. They may receive the prompts, attachments, and generated responses you send to them. Bitákura does not control a provider's retention or independent processing. Review that provider before sending personal or sensitive information.

Currency quotes may use Frankfurter. Public network, email, hosting, security, and backup providers may also process data as described in the privacy notice. The final terms must name the actual production providers and any material changes to this list.

6. Financial and other product limits

Bitákura records and summarizes information you or an assistant provide. It is not a bank, broker, investment adviser, tax adviser, lender, or fiduciary. It does not connect to your bank or verify your balances, transactions, holdings, or prices. You remain responsible for checking records and decisions with appropriate primary sources and qualified professionals.

Foreign-exchange values may be indicative estimates based on the selected currency pair and date; a bank, card network, broker, or payment provider may use a different rate, fee, or settlement amount. Confirm the amount shown on your own statement. Nutrition, Fitness, and Life features are organizational tools, not medical, training, or mental-health advice.

7. Price, trials, renewals, and refunds

Bitákura is currently offered at no charge during early access, and its billing integration is unavailable. No paid plan, trial conversion, renewal, or refund promise is configured. Do not rely on an upgrade control until a checkout provider is active.

Before charging for a subscription, Bitákura must show the total price, taxes and other charges, billing period, trial length and conversion terms, renewal date and amount, cancellation process, and applicable refund rights, and obtain express informed consent. Where Mexico's law applies, notify the customer at least five calendar days before an automatic renewal and let them cancel that renewal without penalty. Also provide a mechanism to cancel the subscription immediately. Other applicable consumer rules must be met. No price or refund term is set by this draft.

8. Subscription cancellation and account deletion

Canceling a paid subscription and deleting an account are separate actions. Any future paid subscription must provide a clear, immediate way to cancel charges as required by applicable consumer law; an account-closure grace period must never delay subscription cancellation.

You can request account deletion from the signed-in website. The request immediately suspends ordinary account access and revokes assistant and browser credentials. You may cancel during the first 48 hours; if you do not, active account records are scheduled for erasure within seven days of the request. Encrypted backups and the deletion journal follow separate retention and recovery rules and may last longer. These service timings do not replace applicable statutory retention or blocking duties. The current deletion flow does not implement record-level legal holds or a separate blocking and suppression path, and this draft remains subject to legal review.

9. Availability and suspension

Early-access software may be changed, interrupted, or withdrawn. The operator may suspend access when reasonably needed to protect users, investigate abuse, secure the service, comply with law, or address a material breach, subject to mandatory consumer protections and any notice required by applicable law. Define support, data recovery, and service-level commitments before a paid launch.

10. Disclaimers and liability review

The product is provided during early access, and financial records may be incomplete or inaccurate. The operator does not guarantee uninterrupted access, a particular financial result, or that third-party assistants will interpret a request correctly. Nothing in these terms may waive rights or remedies that cannot be waived under applicable consumer or privacy law.

Any limits on liability, indemnity, dispute resolution, and remedies must be drafted by counsel for the selected operator and launch jurisdictions. No blanket exclusion of statutory consumer rights is intended by this draft.

11. Applicable law and changes

Governing law, venue, and dispute process: [COUNSEL TO COMPLETE after confirming the operator's domicile and mandatory consumer protections in each launch market]. Do not insert an exclusive forum that removes rights users have under applicable law.

The final terms must explain how material changes will be announced and when they take effect. Draft prepared 7 November 2026; no effective date has been set. Contact: [INSERT verified legal and support contact].